Changelog - Adhere by Smartcomply

October 2026 — Global Passport and PDF documents

Global Passport — Verify passports from any country with POST /api/onboarding/document_verification/passport. Send country when you know it, or leave it out and we detect it. In the Web SDK, choose which countries each SDK setup accepts; customers pick theirs from a searchable list.
PDF documents — Document uploads accept JPG, PNG, or a single-page PDF, up to 10 MB, on every document verification endpoint and in the Web SDK. Selfies stay JPG or PNG, up to 5 MB.

Expired documents fail the check. The API returns 400 with "Document has expired." and still includes the details read from the document. In the Web SDK, the verification fails with failure_reason: "Document has expired.".
New result fields: document_country and face_match.decision / face_match.compare_mode in document verification responses; country, passport_check_problems, face_match.compare_mode and face_match.selfie_source in the Web SDK result and webhook document block.
Document face match without liveness: in-app and API document checks compare the document photo with the selfie, with no liveness check on the selfie (compare_mode: "COMPARISON_NO_LIVENESS"). Web SDK checks still run liveness on the customer’s face scan.
Web SDK 1.0.101 is required for the Global Passport and PDF uploads.

Adhere v3 is now the primary API version. v3 brings a cleaner endpoint structure, richer response data, and expanded country coverage.

User Journey Tracking — New session-based API to track and validate transaction event sequences and flag out-of-order or suspicious behaviour in real time.
OpenAPI Playground — Every endpoint page now has a built-in interactive playground. Authenticate once with your API key and test requests directly from the docs.

Unified x-access-token header authentication across all endpoints.
Consistent JSON response structure: { status, data, message } on all endpoints.
Activity codes for transaction monitoring consolidated and documented (200–221 safe, 450–457 suspicious).
Loan Fraud Check now supports an optional run_aml_check flag for both individual and business applications.

Added Ghana ID Card with Face verification.
Kenya credit reports (individual and business) added to the Credit Report suite.
Premium credit report added for Nigerian individuals.
Transaction screening expanded with full OFAC, UN, and EU sanctions list matching.

Initial release covering Nigerian KYC (BVN, NIN, VNIN, CAC, Driver’s License, Passport, Voter’s ID, NUBAN, Phone, TIN).
Kenya National ID (basic and advanced) and Passport verification.
Ghana ID Card verification.
Individual and business credit reports from CRC, First Central, and Credit Registry.
Transaction monitoring, card fraud detection, and KYC screening.
Loan fraud check for individuals and businesses.