# Adhere by Smartcomply

## Docs

- [Authentication](https://docs.smartcomply.com/authentication.md): How to authenticate requests to the Smartcomply API.
- [Changelog](https://docs.smartcomply.com/changelog.md): Release notes and updates for the Adhere API.
- [Error Codes](https://docs.smartcomply.com/error_codes.md): HTTP status codes and error responses returned by the Smartcomply API.
- [Introduction](https://docs.smartcomply.com/introduction.md): Adhere by Smartcomply — identity verification, fraud detection, transaction monitoring, and credit data across Africa.
- [Android SDK](https://docs.smartcomply.com/libraries/android_sdk.md): Integrate SmartComply identity verification and liveness detection into your Android app.
- [Flutter SDK](https://docs.smartcomply.com/libraries/flutter_sdk.md): Integrate Adhere identity verification and liveness detection into your Flutter app.
- [iOS SDK](https://docs.smartcomply.com/libraries/ios_sdk.md): Integrate SmartComply identity verification and liveness detection into your iOS app with a single drop-in SwiftUI view.
- [Postman Collection](https://docs.smartcomply.com/libraries/postman.md): Import the Adhere API Postman collection to test endpoints without writing code.
- [Web SDK](https://docs.smartcomply.com/libraries/smartcomply_sdk.md): Integrate Adhere identity verification and liveness detection into your web applications.
- [Account & Identity Verification](https://docs.smartcomply.com/pages/account_verification.md): How to use Adhere to verify customer identities and bank accounts at onboarding.
- [Lending & Loan Decisioning](https://docs.smartcomply.com/pages/lending.md): How to use Adhere to verify borrowers, pull credit history, and detect fraudulent loan applications.
- [Quickstart](https://docs.smartcomply.com/quickstart.md): Make your first Smartcomply API call in under 5 minutes.
- [Face Comparison](https://docs.smartcomply.com/v3/biometrics/face_comparism.md): Compare two face images to determine whether they belong to the same person.
- [Face Liveness Check](https://docs.smartcomply.com/v3/biometrics/face_liveliness.md): Verify that a submitted facial image belongs to a live person, not a photograph or pre-recorded video.
- [Kenya Business Credit Report](https://docs.smartcomply.com/v3/credit/business/Kenya_Business_Credit.md): Retrieve a company's credit report in Kenya using their business registration number.
- [CRC Business Credit History](https://docs.smartcomply.com/v3/credit/business/crc-business_credit_history.md): Retrieve a business's credit history from the CRC bureau using their registration number.
- [First Central Business Credit History](https://docs.smartcomply.com/v3/credit/business/first-central_business_credit_history.md): Retrieve a business's credit history from the First Central bureau using their registration number.
- [Premium Business Credit History](https://docs.smartcomply.com/v3/credit/business/premium_business_credit_history.md): Retrieve a consolidated business credit report from both CRC and First Central bureaus.
- [CRC Credit History](https://docs.smartcomply.com/v3/credit/individual/CRC_Credit_History.md): Retrieve an individual's credit history summary from the CRC bureau using their BVN.
- [CRC Credit Score](https://docs.smartcomply.com/v3/credit/individual/CRC_Credit_Score.md): Retrieve an individual's FICO credit score from the CRC bureau using their BVN.
- [CRC Full Credit Report](https://docs.smartcomply.com/v3/credit/individual/CRC_full_credit_report.md): Retrieve an individual's full credit report from the CRC bureau, including loan history, performance, and enquiries.
- [Credit Registry Credit Summary](https://docs.smartcomply.com/v3/credit/individual/Credit_Registry_Credit_Summary.md): Retrieve an individual's credit summary from the Credit Registry bureau using their BVN.
- [Credit Registry Full Credit Report](https://docs.smartcomply.com/v3/credit/individual/Credit_Registry_Full_Credit_Report.md): Retrieve an individual's full credit report from the Credit Registry bureau, including loan history, creditors, and enquiries.
- [Premium Individual Credit Report](https://docs.smartcomply.com/v3/credit/individual/Credit_Report_Premium.md): Retrieve an individual's consolidated credit report from both the Credit Registry and First Central bureaus.
- [Credit Registry History Advanced](https://docs.smartcomply.com/v3/credit/individual/Credt_Registry_History_Advanced.md): Retrieve an individual's advanced credit history from the Credit Registry bureau with full loan and enquiry details.
- [First Central Credit Score](https://docs.smartcomply.com/v3/credit/individual/First_Central_Credit_Score.md): Retrieve an individual's credit score from the First Central bureau using their BVN.
- [First Central Credit Summary](https://docs.smartcomply.com/v3/credit/individual/First_Central_Credit_Summary.md): Retrieve an individual's credit summary from the First Central bureau using their BVN.
- [First Central Full Credit Report](https://docs.smartcomply.com/v3/credit/individual/First_Central_Full_Credit_Report.md): Retrieve an individual's full credit report from the First Central bureau using their BVN.
- [Kenya Individual Credit Report](https://docs.smartcomply.com/v3/credit/individual/Kenya_Individual_Credit.md): Retrieve an individual's credit report in Kenya using their national ID number.
- [Ghana ID Card](https://docs.smartcomply.com/v3/kyc/ghana/ID_Card.md): Verify a customer's identity using their Ghana Card number.
- [Ghana ID Card Advanced](https://docs.smartcomply.com/v3/kyc/ghana/ID_Card_with_face.md): Verify a customer's identity using their Ghana Card number alongside a selfie image.
- [Kenya Passport](https://docs.smartcomply.com/v3/kyc/kenya/Passport_Verification.md): Verify a customer's identity using their Kenyan passport number.
- [Alien ID](https://docs.smartcomply.com/v3/kyc/kenya/alien_ID.md): Verify a customer's identity using their Kenya Alien Identification number.
- [Business Registration](https://docs.smartcomply.com/v3/kyc/kenya/business_registration.md): Verify a Kenyan business using its registration number and retrieve directors, shareholders, and beneficial owners.
- [KRA PIN](https://docs.smartcomply.com/v3/kyc/kenya/kra_pin.md): Verify a customer's Kenya Revenue Authority PIN and retrieve their taxpayer details.
- [National ID Advanced](https://docs.smartcomply.com/v3/kyc/kenya/national_id_advance.md): Retrieve extended identity details for a Kenyan national ID, including photo, place of birth, and residence.
- [National ID Basic](https://docs.smartcomply.com/v3/kyc/kenya/national_id_basic.md): Verify a Kenyan customer's identity using their national ID number.
- [Address Verification](https://docs.smartcomply.com/v3/kyc/nigeria/Address_Verification.md): Submit a customer's address for verification against government and financial records.
- [Bank Verification Number (BVN)](https://docs.smartcomply.com/v3/kyc/nigeria/BVN.md): Verify a customer's identity using their 11-digit Bank Verification Number.
- [Bank Verification Number Advanced (BVN)](https://docs.smartcomply.com/v3/kyc/nigeria/BVN_Advanced.md): Retrieve a full verified BVN profile including enrollment data, marital status, and customer photo.
- [BVN with Face](https://docs.smartcomply.com/v3/kyc/nigeria/BVN_with_face.md): Verify a customer's BVN combined with a selfie for enhanced identity confirmation.
- [Corporate Affairs Commission (CAC)](https://docs.smartcomply.com/v3/kyc/nigeria/CAC.md): Verify a registered Nigerian business using its CAC registration number.
- [CAC Advanced](https://docs.smartcomply.com/v3/kyc/nigeria/CAC_Advanced.md): Retrieve a comprehensive CAC business profile including directors and shareholding structure.
- [Digital Address Confirmation](https://docs.smartcomply.com/v3/kyc/nigeria/Digital_Address_Verification_Confirmation.md): Retrieve the result of a previously submitted digital address verification using its reference.
- [Driver's License](https://docs.smartcomply.com/v3/kyc/nigeria/Drivers_License.md): Verify a customer's identity using their Nigerian driver's license number.
- [Address Lookup by NIN](https://docs.smartcomply.com/v3/kyc/nigeria/Get_Identity_Address.md): Retrieve a customer's verified address history using their NIN and other identity details.
- [Phone Number Advanced](https://docs.smartcomply.com/v3/kyc/nigeria/Phone_Number_Advanced.md): Retrieve full NIN profile data linked to any phone number registered against an identity.
- [Physical Address Confirmation](https://docs.smartcomply.com/v3/kyc/nigeria/Physical_Address_Verification_Confirmation.md): Retrieve the result of a previously submitted physical address verification using its identity check ID.
- [Physical Address Verification (Lagos)](https://docs.smartcomply.com/v3/kyc/nigeria/Physical_Address_Verification_Lagos.md): Submit a physical address verification request for customers located in Lagos.
- [Physical Address Verification (Other States)](https://docs.smartcomply.com/v3/kyc/nigeria/Physical_Address_Verification_Other.md): Submit a physical address verification request for customers located outside Lagos State.
- [Virtual NIN (VNIN)](https://docs.smartcomply.com/v3/kyc/nigeria/VNIN.md): Verify a customer's identity using their 16-character Virtual National Identification Number.
- [Voter's ID](https://docs.smartcomply.com/v3/kyc/nigeria/Voters_ID.md): Verify a customer's identity using their Nigerian Permanent Voter's Card number.
- [Digital Address Verification](https://docs.smartcomply.com/v3/kyc/nigeria/digital_address_verification.md): Submit a customer's address for digital verification and receive a tracking reference.
- [National Identity Number (NIN)](https://docs.smartcomply.com/v3/kyc/nigeria/nin.md): Verify a customer's identity using their 11-digit National Identification Number.
- [NIN with Face](https://docs.smartcomply.com/v3/kyc/nigeria/nin_with_face.md): Verify a customer's NIN combined with a facial image for enhanced identity confirmation.
- [NUBAN Verification](https://docs.smartcomply.com/v3/kyc/nigeria/nuban.md): Resolve a Nigerian bank account number to its registered account name and bank.
- [NUBAN Advanced](https://docs.smartcomply.com/v3/kyc/nigeria/nuban_advanced.md): Retrieve enhanced account verification data including account name, bank, and identity details.
- [Passport Verification](https://docs.smartcomply.com/v3/kyc/nigeria/passport_verification.md): Verify a customer's identity using their Nigerian international passport number.
- [Phone Number Basic](https://docs.smartcomply.com/v3/kyc/nigeria/phone_number_basic.md): Retrieve core identity data for the primary phone number registered to a customer's NIN.
- [Tax Identification Number (TIN)](https://docs.smartcomply.com/v3/kyc/nigeria/tin.md): Verify a customer's identity using their Nigerian Tax Identification Number.
- [Rwanda National ID](https://docs.smartcomply.com/v3/kyc/rwanda/national_id.md): Verify a customer's identity using their Rwandan National Identification Number.
- [Rwanda Passport](https://docs.smartcomply.com/v3/kyc/rwanda/passport.md): Verify a customer's identity using their Rwandan passport number.
- [Uganda National ID](https://docs.smartcomply.com/v3/kyc/uganda/national_id.md): Verify a customer's identity using their Ugandan National Identification Number.
- [Business Loan Fraud Check](https://docs.smartcomply.com/v3/loan/business_fraud_check.md): Assess the fraud risk of a business loan application using company data and credit history.
- [Individual Loan Fraud Check](https://docs.smartcomply.com/v3/loan/individual_fraud_check.md): Assess the fraud risk of an individual loan application using applicant data and real-time credit report information.
- [Loan Fraud Check — Overview](https://docs.smartcomply.com/v3/loan/introduction.md): Evaluate fraud risk for loan applications using credit report data and applicant financial details.
- [Get Onboarding Settings](https://docs.smartcomply.com/v3/onboarding/get_settings.md): Retrieve the current identity verification and AML screening settings for your branch.
- [Customer Onboarding](https://docs.smartcomply.com/v3/onboarding/introduction.md): Verify a customer's identity and screen them for sanctions, PEPs, and adverse media in a single API call.
- [Update Onboarding Settings](https://docs.smartcomply.com/v3/onboarding/update_settings.md): Enable or disable identity verification and AML screening for your branch.
- [Verify Customer](https://docs.smartcomply.com/v3/onboarding/verify_customer.md): Run identity verification and AML screening for a customer in a single call.
- [Get All KYC Search Results](https://docs.smartcomply.com/v3/transaction/kyc/get_all_search_results.md): Retrieve all KYC search results associated with your account, including risk levels and sanction findings.
- [Get KYC Result by ID](https://docs.smartcomply.com/v3/transaction/kyc/get_entity_kyc_by_id.md): Retrieve the KYC check result for a specific entity by its search ID.
- [Run KYC Check](https://docs.smartcomply.com/v3/transaction/kyc/post_kyc_check.md): Initiate a KYC check for an entity against sanctions lists, PEP databases, and adverse media sources.
- [Submit Transaction for Monitoring](https://docs.smartcomply.com/v3/transaction/transaction_monitoring/post_transaction_request.md): Submit a transaction for real-time fraud scoring against your configured thresholds and limits.
- [Transaction Monitoring](https://docs.smartcomply.com/v3/transaction/transaction_monitoring/transaction_monitoring_overview.md): Real-time transaction analysis and automated alerting to detect suspicious activity.
- [User Journey Tracking](https://docs.smartcomply.com/v3/transaction/transaction_monitoring/user_journey.md): Track and validate user transaction events in sequence to detect out-of-order or suspicious behaviour.
- [Transaction Screening](https://docs.smartcomply.com/v3/transaction/transaction_screening/overview.md): Screen transactions in real time against sanctions lists, high-risk countries, and suspicious keywords.
- [Screen a Transaction](https://docs.smartcomply.com/v3/transaction/transaction_screening/post_transaction_screening.md): Screen a transaction against sanctions lists, high-risk countries, and suspicious keyword patterns.
- [Webhooks](https://docs.smartcomply.com/webhooks.md): Learn how to receive and verify webhook notifications from Adhere.

## OpenAPI Specs

- [openapi](https://docs.smartcomply.com/openapi.yaml)